Deputy Chief Risk Officer (Deputy CRO)

Job Description

Directly manage two departments: Risk Management Department and Policy & Governance Department

1. Strategic Planning and Development of the Integrated Risk Management Framework

• Develop the bank-wide risk management strategy, risk appetite framework, and control model.
• Establish integrated systems for measuring, controlling, and early warning of risks.

2. Coordination of Specialized Risk Areas

• Direct the implementation of ICAAP, stress testing, and IRRBB in accordance with Basel II/III standards.
• Coordinate risk assessments in credit, market, liquidity, operational, IT, and AML areas.

3. Strategic Advisory and Enterprise-wide Internal Control

• Advise on the adjustment of processes, products, and business policies with a risk control perspective.
• Organize training and deployment of risk control tools at business units.

4. Other Assigned Tasks

• Participate in strategic programs related to digital transformation and risk governance.
• Carry out other tasks assigned by the Head of Division or Executive Board.

Job Requirements

1. Qualifications / Education

• Degree: Bachelor’s degree or higher in Finance, Banking, Risk Management, Financial Mathematics, or Econometrics.
• Foreign Language: English Level 2 – TOEFL 46-78 | IELTS 4.5-6.0 | TOEIC 605-780 or equivalent.
• IT Skills: Proficient in MS Office (Word, Excel, PowerPoint); familiarity with risk measurement tools, management reporting systems, advanced Excel.
• Certifications (preferred): FRM, CFA, or equivalent.

2. Knowledge

• General Knowledge:
• Solid understanding of the three lines of defense model and strategic-level risk oversight.
• Deep insight into banking business models, financial products, systemic risk behavior, market dynamics, and competitors.
• Technical Knowledge:
• Strong expertise in credit, operational, market, liquidity, strategic, and compliance risks, in line with Basel II/III.
• Thorough understanding of SBV regulations, Basel standards, risk management circulars, internal policy frameworks, and regulatory reporting.

3. Experience

• Leadership Experience: At least 7 years in senior management roles in risk management or internal control within the banking sector.
• Professional Experience: At least 15 years in banking, including a minimum of 12 years in risk management or internal control.

4. Skills

Soft Skills:

• Leadership and management skills
• Change management capability
• Strong problem-solving and decision-making skills
• Presentation and reporting skills
• Ability to see both the big picture and the details

Technical Skills:

• Aligning risk appetite with business models and market conditions
• Data interpretation, trend analysis, and proactive risk control recommendations
• Operating early warning systems, risk measurement tools, and risk limit management
• Providing strategic advice, operational support, and promoting a risk-aware culture across units

Attitude & Personality:

• Logical and structured thinking
• Digital and creative mindset
• Dynamic, professional, and highly compliant
• Able to work under pressure, with strong focus and high intensity
• Strong commitment, adaptability, integrity, and sense of responsibility