Manager, Capital and Balance Sheet Management

Early Applicant

2-4 Years

Job Description

Job Purpose

To monitor capital, capital related ratios as required by local regulatory & Group Finance and initiate capital injection/capital raising process, if necessary.
To prepare, present and interpret financial reports, both internal & external that related to the responsible portfolio including EXCO book.
To provide advice and support to CEO, CFO, Group Finance in terms of revenue generation, funding plan, FTP, improvement from process and operations to maximize bank benefit.
To provide analysis, strategies and suggestions on all financial implications to strengthen and formalize corporate strategy planning and decision making process from time to time.
Any other responsibilities /task as assigned by Line Manager from time to time.

Key Responsibilities

On Capital Management:

To monitor capital, capital related ratios as required by local regulatory & Group Finance on monthly basis and report to Vietnam Capital Management Commitment quarterly.
To initiate capital injection/capital raising process, if necessary.
To involve in various management meetings to discuss and debate on capital issues.
To provide capital plan during annual business planning and forecast to ensure capital requirements met all the time.
To involve in the capital allocation to businesses and set the risk adjusted return for every business units when required.
To assist in the annual business planning and stress testing processes (ICAAP).
To assist with ad-hoc projects and initiatives.

On Balance Sheet Management:

To develop the mechanism of FTP as well as other CBSM related policies.
To calculate and publish monthly COF, VOF and product NIM.
To assist the CFO in building and maintaining simulation models to analyze Net Interest Income (NII) and profitability.
To support various groups within Finance and the Bank with relevant analyses of the impact of business decisions on the bank's profitability and performance, capital ratios, regulatory requirements, pricing and others.
To generate accurate, timely and comprehensible management reports for ALCO, executive management, Board of Members and regulatory authorities and ensure implementation of ALCO's strategic initiatives.
To assist in the annual business planning.
To assist with ad-hoc projects and initiatives.

Job Specification

Bachelor's Degree or Professional Qualification in the relevant discipline (Accounting/Finance/Banking/Economics/Financial Engineering)
Master's degree is an advantage
At least 2 years of experience of relevant banking background in established bank / financial institutions
Competence in Capital Management
Knowledgeable in Balance Sheet Management/ALM is preferrable

Technical/Functional skills