Credit Risk Analyst, Senior

We are seeking a Senior Credit Analyst to take ownership of counterparty credit assessment and portfolio monitoring within a commodities trading environment. The role requires independent credit judgement, commercial awareness and close engagement with trading and senior stakeholders to support business activities while managing credit risk.

Responsibilities:

• Lead credit assessments of new and existing counterparties, analysing financial statements, cash flow, industry outlook and country risks.
• Formulate credit recommendations, including appropriate limits, tenors and risk mitigation measures, for internal approval.
• Manage ongoing portfolio reviews, monitoring credit exposure, limit utilisation and changes in counterparty creditworthiness.
• Identify and escalate emerging risks, recommending appropriate actions to address deteriorating credit profiles or exposure concerns.
• Partner with trading, operations, finance and legal teams to assess transactions, advise on credit terms and resolve credit-related issues.
• Prepare and present credit proposals and portfolio risk updates to senior management and relevant approval committees.
• Strengthen credit policies, assessment methodologies and reporting processes, ensuring adherence to internal risk requirements.
• Provide guidance to junior colleagues and contribute to credit risk projects and process improvements.

Requirements:

• Degree in Finance, Accounting, Economics or a related discipline.
• Approximately 8–10 years of relevant credit risk experience, with substantial exposure to commodities or energy trading.
• Strong financial analysis skills and the ability to independently assess complex counterparties and formulate sound credit recommendations.
• Good understanding of trading exposures, credit support arrangements and risk mitigation tools.
• Proven ability to engage trading teams and senior stakeholders, balancing commercial objectives with disciplined risk management.
• Strong communication and presentation skills, with the ability to clearly articulate credit views and constructively challenge proposals.
• Ability to manage competing priorities and work independently in a fast-paced trading environment.

How to Apply

Submit your application by emailing a detailed copy of your updated Resume in MS Word Format to Teoh Yee Ling (EA Personnel Reg. No. R26162524, Achieve Career Consultant Pte Ltd EA Licence No. 05C3451) by clicking the Apply Now or please submit your updated CV to [Confidential Information].