Assistant Manager, Retail Credit Documentation & Administration (RCDA)
Job Description
Job Description
Lead and oversee a team responsible for the end-to-end post-approval, documentation and disbursement processes for retail loans covering both individual and corporate customers.
Job Responsibilities
Lead and oversee a team responsible for the end-to-end post-approval, documentation and disbursement processes for retail loans covering both individual and corporate customers.
Job Responsibilities
- Manage end-to-end Post approval process i.e. Letter of Offer/Documentation and transaction processing workflows
- Act as process owner for Digital and STP mortgage process
- Drive process improvement, automation to achieve operational efficiencies
- Manage process controls, governance, risk management and exception handling, ensuring timely resolution of issues and achievement of operational objectives
- Partner with Business, Product, Technology and external stakeholders on enhancing customer experience
- Leverage data, AI and automation tools to improve productivity and manage risk through effective control
- Lead and develop a high-performing operations team.
- Credit-documentation
- Microsoft-Copilot
- Change-agent
- Process-transformation
- Degree in Banking, Business, Finance or related discipline
- At least 3 years relevant experience in either credit documentation, mortgage operations, loan fulfilment or transaction processing, preferably with team management experience
- Experience in process transformation, automation, STP or digital initiatives
- Familiarity with AI tools, Microsoft Copilot, Power Platform or similar digital solutions is an advantage.
- A self-starter with strong ownership and decision-making capabilities
- Able to prioritise effectively, manage multiple workstreams, follow up proactively and drive outcomes in a fast-paced environment
- Passionate about digitalisation, automation and AI, with the ability to lead the transition towards DCP and STP-enabled operating models.
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