Overview
- Strategic planning of optimal use of loans to finance the capital needs of the Parent Company and its subsidiaries
- Searching, analyzing, mobilizing, and selecting appropriate investment capital sources for enterprises to ensure that the maximum is calculated from the investment capital.
Responsibilities
1. Raising capital:
- Analyzing information, updating reports, research, financial market and capital market data at the macro level; Analyze and forecast the financial situation of the group and the project, thereby making proposals to mobilize capital effectively and improve business efficiency;
- Modeling the cash flow of projects that have been and will be implemented, coordinating inter-departmentally to find appropriate capital mobilization structures.
- Prepare documents and participate in negotiations and negotiations with partners
- Perform deal-related work including due diligence (legal, financial, commercial), valuation, surveys, internal approvals, approvals from competent authorities and preparation of prerequisites, etc.
- Participate in reviewing sets of contracts, documents, official letters sent to state agencies, etc.
- Work directly with consultants, pricing and control deal costs.
- Carry out disbursement/disbursement on schedule to ensure timely capital for the project.
- Perform post-disbursement tasks such as updating the project financial model, making periodic reports, ensuring commitments, risk management and post-disbursement conditions;
- Periodically manage and review the use of capital of mobilized and guaranteed capital in order to use loans effectively.
- Perform other tasks when required.
2. Stakeholder management.
- Build relationships with external strategic investors/financial institutions to seek investment cooperation opportunities, develop more capital for member companies when needed.
Competency & Behavior Requirements
1. Qualifications/Experience
- Bachelor's degree in Finance Accounting, Economics or equivalent.
- Priority is given to specialized certificates: ACCA, CPA, CFA, etc.
- Experience in finance, credit, banking.
- Experience in the Real Estate industry is preferred.
2. Professional Skills
- Have in-depth knowledge of finance, banking, and related policies.
- Good knowledge of credit regulations & procedures, loans.
- Knowledge of the financial credit market and real estate industry.
3. Ability
- Leadership Skills
- Coordination
- Judgment & Decision Making
- Communication, listening and thinking skills
- Lead the Results
4. Mindset & Behavior
- Strategic Thinking
- Logical thinking
- Creative thinking
- Sensitive, careful, meticulous.
Scope of decision-making
- Propose changes and improvements in the work in charge.
- Propose solutions to enhance the efficiency of using the Company's capital.
- Monitoring and reminding the work of relevant departments.
- Ask relevant departments to provide information according to work needs.
- Participate in training, coaching & employee development courses according to the Company's policy.
Results to be achieved
- Ensure that there is always enough loan capital when needed and that counterpart collateral is available.
- Ensure the repayment of principal and interest on time and in full.
- Maintain good relationships with loan providers.
- Ensure that the loan capital is used in the most reasonable and effective way.
