Functional Finance, Senior Manager

KEY RESPONSIBILITIES

1.Strategic Financial Partnership

- Work directly with leaders of Divisions/Departments to understand business strategies and - transREQUIREMENTSlate them into concrete financial plans.

- Analyze and evaluate financial aspects of new proposals related to Sales, Marketing, and Collection activities.

- Appraise investment projects and initiatives aimed at optimizing operating costs within back-office functions

2. Planning and Forecasting

- Lead the development of annual business plans, operating expense (OPEX) budgets, and periodic forecasts (Rolling Forecast) for assigned units.

- Conduct variance analysis between actual results and plans, identify root causes, and work with business units to propose corrective actions.

- Work directly with leaders of Divisions/Departments to understand business strategies and translate them into concrete financial plans.

- Analyze and evaluate financial aspects of new proposals related to Sales, Marketing, and Collection activities.

- Appraise investment projects and initiatives aimed at optimizing operating costs within back-office functions

3. Budget and Cost Management

- Monitor and control the company's budget utilization, ensuring that all units comply with spending procedures, financial limits, and cost management policies.

- Manage the cost approval process (PRs, proposals, projections) and provide timely recommendations to senior management.

- Support business units in understanding and implementing financial management reports and finance-related SOPs.

4. Management Performance and Analysis

- Regularly engage with stakeholders to discuss operational performance and conduct variance analysis between actual results and plans.

- Develop and monitor department-specific financial KPIs (e.g., CAC – Customer Acquisition Cost, LTV – Lifetime Value, Cost-to-Income ratio, Productivity per Headcount).

- Participate in building and updating profitability analysis models (e.g., Single Account Profitability – SAP) to provide insights for new disbursements.

- Perform in-depth analysis of credit costs and their impact on product profitability in coordination with the Risk Management department.

5. Data and Systems Management

- Build and manage a cost data catalog, collaborate with Accounting and Procurement to improve financial data recording, and ensure data quality for management reporting.

6. Project Management

Participate in or lead cross-functional initiatives aimed at revenue growth or cost optimization.

REQUIREMENTS

Education

• University Degree in Accounting, Finance or other related majors

Experience

• At least 08 years experience in Accounting, Finance or other relevant fields

Skills

• Management skill

• Analytical Skill

• Critical thinking

• Time Management

• Negotiation

• Project Management

• Must work extremely well under pressure.

• Fluent in Vietnamese & English