SME Business Development Specialist

ob Description

• Support sales and business development for the SME segment; assist branches in resolving sales-related issues.
• Coordinate with relevant teams on credit appraisal, credit limit applications, and customer negotiations.
• Promote banking products and services and improve business performance across the branch network.
• Contribute to the development and review of credit policies, procedures, regulations, and related guidelines.
• Prepare business reports and perform other assigned duties.

Job Requirements

• Bachelor's degree or above in Economics, Finance, Banking, Investment, Statistics, Data Analytics, or related fields.
• Practical experience in credit and good knowledge of finance; SME credit appraisal experience is preferred.
• Strong ability in financial statement analysis, investment project appraisal, and business performance assessment.
• Good understanding of corporate banking products and services, particularly for SME customers.
• Strong analytical, problem-solving, negotiation, planning, communication, and corporate sales skills.
• Proficient in Microsoft Office; able to work under pressure and travel when required.
• Relevant banking/credit experience and English proficiency are preferred.