Business Analyst - Lending Vertical works in close collaboration with the Lending Vertical Manager to drive performance and growth of the lending business at Be Group. This role sits at the intersection of data, business development, product, and partner management through rigorous analysis and actionable insights.
Responsibilities:
- Maintain and develop the performance reporting framework for the Lending Vertical, covering disbursement, approval rate, traffic, and portfolio metrics across all lending partners
- Analyze the full lending funnel (application → approval → disbursement → usage) to identify conversion gaps, drop-off points, and optimization opportunities; present findings with clear recommendations to the Vertical Manager
- Monitor credit score distribution and scoring model performance on a weekly/monthly basis; surface anomalies and provide data inputs to support the Vertical Manager's discussions with Data Science teams on model calibration and cut-off adjustments
- Track campaign performance metrics (traffic, conversion rate, cost per loan) and provide data-driven analysis to evaluate marketing effectiveness and inform future campaign strategy
- Conduct financial reconciliation with lending partners on a periodic basis to ensure accuracy and consistency of shared data
- Deliver ad-hoc analyses and deep-dives as requested by the Vertical Manager to support product, credit policy, or commercial decisions
- Perform other tasks as assigned by the line manager
Requirements:
- Bachelor's degree in Economics, Finance, Statistics, Engineering, Business, or a related field
- 4+ years of experience in fintech, consumer lending, banking, business intelligence, or strategy consulting and familiar with consumer lending concepts
- Strong analytical and problem-solving skills with excellence in data analysis tools (Excel, SQL, Python/R, BI platforms).
- Ability to translate complex data into clear, actionable insights for both technical and non-technical audiences
- Excellent communication and stakeholder management skills to work across multiple departments
- Proven track record of delivering business growth and achieving KPI targets
- Self-starter with high ownership, adaptability, and results-oriented mindset
- Business curiosity - you love to learn and constantly seek ways to improve your understanding of the business and the tools you use
