Senior Financial Product Owner

• Job title: Financial Product Owner/Sr. Specialist 
• Direct Manager: CEO
• Working Location: Lottery Tower, 77 Tran Nhan Ton, An Dong Ward, Ho Chi Minh.

Established in 2019 as Vietnam's pioneering Buy Now, Pay Later provider, Fundiin is evolving into a data-first, AI-native platform for financial services in 2026. Fundiin partners with leading banks and financial institutions to orchestrate and optimize the distribution of a wide range of products - from BNPL and personal loans to credit cards - through a single and seamless app.

Leveraging proprietary data and AI-driven decisioning, Fundiin matches consumers with the most relevant offers, improving approval rates, user experience, and partner performance. By delivering a fully digital, end-to-end journey, Fundiin enables millions of users to access financial products with greater clarity, confidence, and control.

We are looking for a Financial Product Owner/Sr. Specialist to own the development and performance of financial products on Fundiin — from identifying customer needs and defining the product proposition to launching, measuring and continuously optimizing the product.

Qualifications

• Own the product strategy, proposition and roadmap for assigned financial products among BNPL, Unsecured Personal Loans, Credit Cards, Car Loans, Secured Loans, and other digital financial products.
• Identify customer needs, market opportunities and competitive offerings to define compelling financial product propositions.
• Translate customer needs and FI capabilities into clear product requirements, customer journeys and product specifications.
• Work closely with Bank & FI Partnership, Distribution Partnership, Marketing & Growth, Data Science, AI, Technology, Finance & Accounting, Legal and Operations to launch and scale products.
• Define and optimize key product parameters including eligibility, pricing, tenure, limits, fees, offer presentation and application journey, within approved risk and commercial frameworks.
• Monitor product performance and continuously improve approval, conversion, disbursement, customer experience and unit economics.
• Use data and experimentation to identify opportunities to improve product performance and customer outcomes.
• Develop business cases and recommendations for new products and major product changes.

• Bachelor's degree in Finance, Banking, Business Administration, Economics, or a related discipline.
• 3+ years of experience in product management, consumer finance, lending, banking, fintech or related fields.
• Strong understanding of financial products and customer journeys. 
• Strong analytical and commercial mindset; comfortable working with data and financial models. 
• Strong cross-functional execution and stakeholder management skills. 
• Ability to translate complex financial concepts into simple customer propositions. 
• Experience working with banks/FIs, credit products or digital financial services is strongly preferred. 
• Entrepreneurial, highly driven and able to independently detect pain points, build solutions to realize market opportunities.
• Fluency in Vietnamese and English.