Overview:
- Manage relationships with corporate customers;
- Grow revenue as directed by senior management by successfully prospecting for new business and retaining and expanding existing customer relationship;
- Monitor risks of the portfolio including credit risk, operational risk and compliance risk.
Responsibilities
- Meet the Bank's overall business targets (revenue income, profitability and NPL ratio);
- Develop and widen customer base of the portfolio;
- Primarily focus on exceeding specific net portfolio loan and deposit growth goals;
- Assess, anticipate and respond to the banking financial needs of clients and develop/deliver appropriate solutions;
- Prepare Credit Applications for new exposures in a timely manner and get well prepared for Credit committee;
- Prepare and execute proper loan documentation in accordance with local regulations and in line with the Head office's standards, policies, appetite;
- Manage credit quality of the portfolio by keeping abreast with the industry developments and market development that impact our clients;
- Submit timely credit reviews of existing exposures and conduct regular reporting to Head office;
- Work closely with other departments in order to meet financial and banking requirements of clients in a wholesome manner;
- Build a collaborative internal relationship with key partners;
- Practice sounds risk management protocols and adhere to internal and regulatory requirements;
- Cross sell other bank products, including currency risk management and personal financial services;
- Perform other duties as per request by line manager from time to time
Skills & Experience We Are Looking For
- University degree in finance, banking or economics;
- Good skills of written and spoken English.
- At least 3 years of experience in relevant field;
- At least 3 years of experience in making credit applications, financial analysis, etc.
- Good writing, speaking and presentation skills;
- Excellent new business development and relationship management skills;
- Well-developed customer service/relations skills;
- Well-developed analytical and problem-solving skills;
- Thorough knowledge and understanding of credit trends.
- CFA, CPA or any financial analysis certificates is preferred.
For more job opportunities, please go to HLBVN Careers: https://www.hlbank.com.vn/en/about-us/careers.html
We appreciate your application and will be in touch with shortlisted candidates regarding next steps.
