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Job Description

FinOS Technology, a member of Galaxy Holdings is a fintech company with the mission to deliver simple, accessible, and tech-enabled financial products & services through the digital ecosystem. We are building innovative financial technology solutions that empower people and businesses across the BFSI sector.

Job Descriptions:

As a Product Owner at FinOS, you will take end-to-end ownership of both internal platforms/services and customized partner solutions (eKYC, eSignature, Micro-Lending, etc.).

You will collaborate closely with cross-functional teamsSales, Tech, AI, and Deliveryto build scalable, secure, and high-impact fintech products that drive business performance and innovation.

Internal Products (Services & Platforms)

  • Define product vision, strategy, and roadmap aligned with business objectives.
  • Identify user problems, define success metrics, and manage product backlog using data-driven prioritization.
  • Write and manage PRDs, user stories, and acceptance criteria (BDD).
  • Lead discovery (user interviews, JTBD, prototyping, experiments) and delivery (sprint planning, review, release).
  • Collaborate with Tech/AI/QA/DevOps teams on architecture design, API/SDK, security, and performance optimization.

Partner Solutions (Vendors & Customers)

  • Collect and analyze business requirements; conduct gap analysis and design end-to-end solutions.
  • Manage vendors: RFP/RFQ process, capability evaluation, SLA tracking, and integration roadmap.
  • Lead PoC, Pilot, and Go-Live phases; manage change requests, risks, and compliance (security, privacy, data protection).

Business Enablement

  • Support Sales/Pre-sales teams in solution demos, effort estimation, and proposal/SoW preparation.
  • Translate business opportunities into product roadmap and release planning.

Performance & Operations

  • Track and optimize key KPIs: Adoption, Conversion, Uptime/SLA, Time-to-yes, Fraud/default rate, Cycle time, NPS/CSAT.
  • Maintain product documentation: BRD/PRD, API mapping, data flow diagrams, and reports.

Culture & Collaboration

  • Act with ownership, customer focus, and team-first mindset.
  • Coach the team to work in a data-driven and outcome-oriented manner.

Job Requirements:

Must-have:

  • Minimum 5 years of experience as a Product Owner/Manager or Business-Tech hybrid in FinTech, Banking, InsurTech, Payment, or Identity.
  • Hands-on experience in at least one domain: eKYC/eID, eSignature, Lending/Credit Scoring, Payments, Fraud/Risk, or Data/AI applications.
  • Proficient in PRD writing, user story definition, backlog grooming, and prioritization frameworks (RICE/ICE/MoSCoW).
  • Familiar with API/SDK design, JSON, HTTP status codes, and system/data-flow diagrams.
  • Understanding of security, privacy, and regulatory compliance (e.g., KYC/AML).
  • Strong stakeholder management skills across internal teams, vendors, and partners.
  • Analytical and data-driven mindset: capable of designing metrics, using dashboards/SQL, and conducting experiments.

Nice-to-have:

  • Excellent communication skills in both Vietnamese and English (technical and business).
  • Certifications such as PSPO/CSPO, PMP/PMI-ACP are a plus.
  • Experience with AI/ML, OCR, LLM/RAG, rule-engine, BPMN, or event-driven systems is advantageous.
  • Familiarity with multi-tenant platforms, API versioning, SLA/performance monitoring, or OWASP/IAM security practices.
  • Knowledge of Agile/Scrum or Scrumban methodologies with full rituals (planning, review, retro).
  • Demonstrated qualities: ownership, bias-to-action, customer-centricity, and collaboration.

BENEFITS:

  • Competitive salary package
  • Probation period salary is 100% of the official salary
  • Comprehensive health and accident insurance
  • 15 days of annual leave, 3 days working from home per month
  • Provision of work equipment (Macbook/Laptop, mouse, monitor, etc.)
  • A creative and modern working environment.

Work Location:Floor 9, Galaxy Innovation Hub, D1 Road, Hi-Tech Park, Thu Duc City, HCMC

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About Company

Job ID: 145274163

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