Overview
The (Senior) Executive Credit Administration is responsible for the end-to-end management of loan documentation and disbursement processes. This role ensures strict compliance with credit policies, laws, and regulations while managing secured assets. You will oversee loan releases, monitor post-disbursement conditions, and ensure accurate reporting to regulatory bodies like CIC and SBV.
Responsibilities
Loan Documentation & Asset Management
- Prepare and control all loan documentation, ensuring compliance with approval terms, credit policies, and legal regulations before disbursement.
- Manage secured assets within the Bank's system, including the safe custody of security documents in vaults and arranging notarization or registration of mortgage contracts.
- Liaise with the Legal Department to propose or amend loan document terms as required by law or customer needs.
Disbursement, Monitoring & Reporting
- Control approved limits in the loan system and ensure proper approvals are secured before release, matching the intended loan purpose.
- Monitor post-disbursement conditions, interest rate revisions, and collateral insurance renewals to ensure continuous compliance.
- Prepare mandatory reports for CIC, SBV, and internal portfolio management while ensuring standard turnaround times are met.
Skills & Experience We Are Looking For
- University degree in Banking, Economics, or Finance.
- Open for Fresh Graduated
- Solid understanding of credit policies, banking regulations, and risk management.
- Strong analytical and problem-solving abilities, with high attention to detail and integrity.
- Effective written and alternative communication skills, with a customer-oriented mindset and ability to work effectively in a team.
For more job opportunities, please go to HLBVN Careers: https://www.hlbank.com.vn/en/about-us/careers.html
We appreciate your application and will be in touch with shortlisted candidates regarding next steps.