Overview:
As a Credit Administration Executive, you will support our lending business by managing the end-to-end loan documentation process. You will ensure that all loan releases, collateral registrations, and post-disbursement activities strictly comply with the Bank's credit policies and legal regulations. This role requires a solid understanding of banking risk management and a high level of organizational skill to protect the Bank's assets.
Responsibilities:
Loan Documentation & Release
- Prepare and control all loan documentation, ensuring strict compliance with credit approvals, internal policies, and pre-disbursement conditions.
- Set up and control approved credit limits in the loan system before releasing loans.
- Arrange the notarization and registration of mortgage contracts, ensuring collateral registration is fully secured and matches the intended loan purpose.
- Collaborate with the Legal Department and Product teams to amend articles or terms in loan documents as required by law or customer needs.
Post-Disbursement & Asset Management
- Manage secured assets within the Bank's system, including keeping security documents safely in vaults.
- Receive Certificates of Ownership from developers and continue to complete necessary security registrations.
- Monitor and follow up to renew insurance policies for collaterals, ensuring all post-disbursement conditions are met.
Maintenance & Reporting
- Perform timely and precise loan maintenance, process loan repayment documents, and accurately archive completed files.
- Prepare necessary reports and ensure standard turnaround times for documentation completion are consistently met.
Skills & Experience We Are Looking For:
- University degree in Banking, Economics, or Finance.
- 3 to 5 years of working experience in credit administration.
- Understanding of Loan Origination Systems, system data administration, and systemic risk management is a strong advantage.
- Strong analytical and problem-solving abilities, with a proactive and highly organized approach to work.
- Effective written and alternative communication skills, with a customer-oriented mindset and a strong ability to collaborate within a team.
For more job opportunities, please go to HLBVN Careers: https://www.hlbank.com.vn/en/about-us/careers.html
We appreciate your application and will be in touch with shortlisted candidates regarding next steps.
