Liobank is looking for a Credit Risk Policy Expert to strengthen our credit risk governance and support scalable, data-driven lending through digital channels.
Key Responsibilities
- Develop, review, and maintain credit risk policies, rules, and procedures across unsecured consumer lending products.
- Govern and enhance risk rules and approval frameworks, including the use of internal and third-party data for automated credit decisioning.
- Support the integration and optimisation of credit scoring and internal rating models in the lending workflow.
- Review product proposals, new initiatives, and process changes from a credit risk and policy perspective.
- Monitor regulatory changes and translate requirements into practical policy and governance updates.
- Work closely with Product, IT, Data, Operations, and external partners to ensure effective policy implementation.
- Participate in cross-functional projects and provide proportionate risk guidance aligned with business growth.
Requirements
- Bachelor's or Master's degree in Finance, Banking, Economics, or related fields.
- 3–5+ years of experience in Credit Risk Policy, Credit Risk Management, Lending, or Fintech.
- Strong understanding of consumer lending, credit scoring, and risk governance.
- Experience in Fintech or digital consumer lending products is a strong advantage.
- Fluent English (written and spoken).
- Strong analytical, communication, and stakeholder management skills.
- SQL / Python / PowerBI knowledge is a plus.
To apply, use LinkedIn's Easy Apply or email your CV and SHORT cover letter to [Confidential Information]
