About UOB
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.
Job Description
Overview of the Role
The Credit Program Management Analyst is a mid-level role responsible for enhancing and maintaining credit risk systems to drive operational efficiency. This role is pivotal in ensuring continuous system enhancement and automation to accelerate growth in the retail unsecured credit business.
Job Responsibilities
- Develop and maintain credit risk systems to support optimization initiatives of credit risk systems - Credit Decision Management System (DMS), Underwriting Workflow System (PLCE), Credit Bureau H2H Gateway
- Collaborate with business stakeholders and credit policy teams to translate requirements into system change requests and testing scenarios
- Conduct impact assessments and monitor progress for each system change request
- Coordinate with Country and Group Technology teams and other relevant stakeholders to plan and execute User Acceptance Testing (UAT) and production rollouts
- Perform market research and gather requirements to support continuous enhancement of credit risk systems
- Continuously identify opportunities for process improvement and operational efficiency to support business objectives
- Provide analytical support for ad-hoc policy reviews and regulatory assessments within the retail unsecured credit risk domain
Job Qualifications
- University degree or equivalent experience
- 4-6 years of relevant experience
- Experience in credit risk system management: underwriting system, credit decisioning engine, etc. is preferable
- Experience in consumer lending businesses such as credit cards, unsecured lending, mortgages & car lending, etc. is preferable
- Experience with analytical or data manipulation tools (e.g., SAS, SQL, etc.) is a plus
- Proficiency in MS Office
- The position requires exceptional work ethics, solid communication skills, and ability to multitask and work against deadlines
- Quick learner with excellent communication skills, team orientation, and ability to work with counterparts in different areas
- Demonstrated quantitative, presentation and analytic skills
- Consistently demonstrate clear and concise written and verbal communication in both English & Vietnamese
Additional Requirements
Be a Part of the UOB Family
UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.
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