Responsibilities
Take charge of the end-to-end SME unsecured loan process:
- Work with Relationship Managers (RMs) in partner banks to collect customer information, conduct site visits, and prepare credit proposals.
- Ensure processing time is within standard SLA.
- Clarify feedback from the credit approval team and negotiate credit terms and conditions.
- Push for disbursements, follow up with document archiving, and manage post-disbursement conditions.
Work with internal teams to optimize loan processes and products.
- Maintain good relationships with RMs in partner banks.
Perform other tasks as required.
Qualifications
- Bachelor's degree, with proficiency in Chinese
- 1-2 years of experience with corporate loan products and processes at commercial banks.
- Understanding of financial concepts (e.g., financial statements, ratios, loan conditions, credit risks, and mitigations).
- Proactive, diligent, attentive to detail, and possess a mix of risk and commercial mindset.
