Key Responsibilities:
Take charge of end-to-end SME unsecured loan process:
- Work with RMs in partner bank to collect customer information, conduct site visits and prepare credit proposal.
- Ensure processing time is within standard SLA.
- Clarify feedbacks of credit approval team, negotiate credit terms and conditions.
- Push disbursements, follow up with document archive and post-disbursement conditions.
- Work with internal teams to optimize loan process/product.
- Maintain good relationships with RMs in partner banks.
- Other tasks as required.
Requirements
- Bachelor degree.
- 1-2 year experience with corporate loan products and process at commercial banks.
- English or Chinese proficiency (preferably Chinese).
- Understanding of financial concepts (e.g. financial statements, ratios, loan conditions, credit risks and mitigations).
- Proactive, diligent, pay attention to details, have a mix of risk and commercial mindset.
Working location: Ha Noi (onsite)
Working time:9:00 AM 6:00 PM, Monday to Friday
Salary range: Negotiable