Credit Administration Officer

Key Responsibilities

• Support day-to-day credit administration activities for corporate and commercial banking clients.
• Process loan transactions such as drawdowns, rollovers, repayments, repricing, and settlements in the core banking system.
• Review loan and credit documentation to ensure compliance with approved terms and conditions.
• Coordinate with Relationship Managers, clients, and internal teams to ensure timely loan disbursements.
• Maintain and update collateral records accurately in internal systems.
• Monitor loan repayments, overdue accounts, and follow up on delinquent facilities.
• Support asset quality monitoring including Special Mention and Non-Performing Loan accounts.
• Prepare and submit regulatory and management reports to regulators and Head Office within required timelines.
• Ensure compliance with internal policies, Head Office guidelines, and regulatory requirements.
• Maintain proper documentation, audit trails, and support internal or external audits when required.

Requirements

• Bachelor's degree in Finance, Banking, Accounting, or Business Administration.
• Minimum 5 years of experience in banking operations, credit administration, loan operations, or corporate banking.
• Prior experience in credit administration within corporate banking is an advantage.
• Strong knowledge of credit administration processes and loan documentation.
• Good understanding of regulatory requirements related to credit and foreign borrowing.
• Strong Microsoft Excel skills, including data reconciliation, pivot tables, and reporting.
• Good command of written and spoken English.
• Strong attention to detail and ability to work accurately under pressure.
• Good teamwork, coordination, and communication skills.
• Well-organised, proactive, and able to meet tight deadlines.