Role Overview
Join Circle's Card Product team and help take our card products from concept to launch. You will turn customer insight into product requirements, work side by side with Engineering, QA, Risk, and Compliance to build them on our Card Management System, and stay hands-on through UAT until the feature ships. Real ownership from day one — and we are open to strong freshers.
Product Development & Execution
- Market Research & CVP Design: Analyze customer trends to design competitive card value propositions, features, and user journeys.
- Define BRD / functional requirements and collaborate with IT and vendors to implement features on the Card Management System (CMS).
- Facilitate daily syncs and track task progress across cross-functional teams (Engineering, QA, Design, Risk, Compliance, and Operations).
- Testing & Launch: Collaborate with the QA team to draft comprehensive User Acceptance Testing (UAT) scenarios for card onboarding, transaction flows, card limits, and fee setups. Participate directly in UAT execution, log bugs, track fixes, and ensure the product meets high-quality standards and security compliance before release.
- Stakeholder Coordination: Manage partnerships with internal teams and external business partners.
- Risk & Compliance: Ensure full alignment with regulatory requirements, internal policies, and scheme standards.
Why you should work here
At Circle, we believe in fostering a culture of innovation and creativity. Working with us means being part of a team that values your ideas and contributions. We offer a dynamic work environment where you can grow your skills and make a real impact.
Requirements
Benefits
- Competitive salary package
- 20 days annual leave
- Health and wellness benefits
- Opportunities for professional development
- Creative and collaborative work environment
Benefits
- Experience
- Open to freshers or 1–2 years of experience as a Product Associate, Business Analyst, or Project / Operations Coordinator in Fintech, Neobanking, Digital Banking, or Consumer Finance.
- Prior experience working with card products (credit, debit, or prepaid), payment gateways, or e-wallets is highly preferred.
- Experience coordinating with local commercial banks or internal banking operations / IT departments is a strong plus.
- Knowledge
- Basic understanding of card payment lifecycles, transaction authorization flows, settlement processes, and clearing is a plus.
- Skills
- Strong documentation skills — writing clear user stories, workflows, and release notes.
- Proficiency in project management and diagramming tools (e.g., Draw.io).
- Analytical mindset with the ability to troubleshoot operational issues systematically and read transaction logs is a plus.
- Professional English proficiency, both written and verbal, to work effectively with stakeholders, payment networks, and partners.
- Attributes
- Positive attitude, high adaptability, and a proactive spirit in a dynamic fintech environment.
- High attention to detail, strong commitment to data security and compliance, and excellent cross-functional communication skills.
