Job Purpose:
- Researching, developing, and implementing Fixed Income products, focusing on bond issuance advisory, underwriting, trading or corporate credit.
- Ensure products meet targeted client needs, comply with regulatory requirements, and contribute to sustainable business growth.
- Develop, enhance, or improve the operation of products, programs, and policies for funding and investment activities under Head of Treasury
Key Responsibilities:
Product Development
- Assist Head of Treasury to set the strategic direction for the FI/ Corporate Bond business aligned with CIMBVN's long-term vision.
- Build influential partnerships with issuers, institutional investors, and key market players
- Design and lead the end-to-end FI/ Corporate bond product lifecycle from concept and testing to go-to-market execution ensuring seamless delivery across all channels.
- Collaborate with Legal & Compliance, Operations, and D&T to ensure all products adhere to internal policies and SBV regulations while leading cross-functional project delivery.
- Support product approval processes, prepare required documentation, and liaise with relevant stakeholders.
- Participate in system development projects to enhance client experience (e.g., online deposit platforms, e-bond issuance solutions).
Macro And Fixed Income Activities
- Macro and Fixed income research/analysis, recommendations for bond activities, related investments and other asset classes:
- Build effective macro and fixed income and other asset class research/analysis models
- Generate recommendations and strategies for fixed income and other assets (if needed)
- Review and track performance and make adjustments timely
- Provide regular updates or when necessary, on macro and fixed income markets and other market
- Research and generate recommendations for other macro related markets
Company Industry/sector/market Activities
- Company/industry/sector/market research/analysis and recommendations, and related investments
- Build necessary data, models for research, analysis and recommendations
- Generate effective and timely outcomes
- Proactively follow-up, update and adjust data, models, related areas to generate research/analysis outcomes effectively and timely
- Build sectors/industry/company research scorecard models
Portfolio Management Activities
- Developing and recommending strategies for fixed income portfolios/funds;
- Translating and constructing portfolio/fund models and executing effectively, also building a portfolio model by asset class and by strategy;
- Review risk and performance of portfolios/funds/instruments to manage risk and enhance performance.
- Analysing and recommending portfolios/funds adjustments regularly and when necessary.
- Portfolio reporting and related work
Funding Products (Cash, CASA, Deposits)
- Conduct market research and analyse client behaviour, interest rate trends, and competitor offerings to propose suitable deposit products.
- Translate business goals into a competitive Deposit/ CASA product roadmap to align with market growth and acquisition by designing and launching corporate deposit packages (CASA, term deposits, flexible deposits).
- Assist ALM & Funding on the investment, advisory, analysis and full portfolio management with a focus on yield, risk and liquidity optimization.
- Monitor product performance: deposit volume, funding cost, and profitability.
- Prepare product documentation, operational procedures, and pricing/interest rate policies.
Reports & Market Analysis
- Make periodically regulatory / internal report
- Follow Competitor product analysis and intelligence.
- Follow and provide regulatory and market update to FIG/ Regional Treasury
- Participate in business planning for CIMB VN Treasury
Regulatory Compliance
- Ensures compliance with local regulatory requirements and external auditors.
- Conduct all activities ethically in accordance with Policies and Procedures approved by the Management and the State Bank of Vietnam regulations
Ad-hoc task:
- Any other responsibilities / task as assigned by Line Manager and/or Head of Treasury from time to time.
Requirements:
- University degree in Banking, Finance, Economics or relevant fields
- At least 5 years experience in Banking & Finance industry
Technical/Functional skills
- Credit
- Analytical
- Corporate Banking product knowledge
Personal skills
- Communication & presentation
- Negotiation
- Ability to work under stress and tight timeline
- Ability to multi-task
- Teamwork
