Responsibilities

Job Description

Credit risk and collection management in Asia Pacific
Recommend credit limits and payment terms through credit insurance and financial statement analysis with consideration of macro-economic conditions, qualitative factors, deployment of risk mitigation measures and trade finance instruments, business potential, payment performance etc.
Engage stakeholders to understand go-to-market strategies, customize solutions to meet business needs while minimizing credit risk and review portfolio performance
Execute credit insurance policy, manage insurance coverage applications and limit utilization of customer portfolios
Work closely with business partners such as Commercial, Legal, Operations, Treasury and Finance to implement risk mitigation strategies, resolve credit and collection issues
Drive collections and recover bad debts to optimize AR performance
Identify gaps in processes, recommend and manage initiatives to improve operational efficiency and meet corporate objectives, targets
Perform regular reviews on customers
Plan, design and support KPI monitoring; analyse and present credit performance results
Ad-hoc responsibilities as assigned

Requirements

Bachelor's degree or equivalent in accounting, finance or related discipline
Min. 3 years of credit analysis and collections management experience in a commodity trading/ manufacturing MNC or a bank
Strong communication, fluency in English, presentation, critical thinking and interpersonal skills
Proficient in Microsoft Office applications, Power BI, or equivalent business intelligence and data visualization tools, data analysis and interpretation
Committed, independent, analytical, driven and effective team player
Ability to work in a dynamic multi-cultural environment; liaise with various stakeholders across different geographies and management levels
Ability and willingness to learn and expand one's professional field

#IncludingYou

Diversity, equity, inclusion and belonging are cornerstones of ADM's efforts to continue innovating, driving growth, and delivering outstanding performance. We are committed to attracting and retaining a diverse workforce and create welcoming, truly inclusive work environments — environments that enable every ADM colleague to feel comfortable on the job, make meaningful contributions to our success, and grow their career. We respect and value the unique backgrounds and experiences that each person can bring to ADM because we know that diversity of perspectives makes us better, together.

For more information regarding our efforts to advance Diversity, Equity, Inclusion & Belonging, please visit our website here: Culture, Engagement & Inclusion | ADM.

About ADM

At ADM, we unlock the power of nature to provide access to nutrition worldwide. With industry-advancing innovations, a complete portfolio of ingredients and solutions to meet any taste, and a commitment to sustainability, we give customers an edge in solving the nutritional challenges of today and tomorrow. We're a global leader in human and animal nutrition and the world's premier agricultural origination and processing company. Our breadth, depth, insights, facilities and logistical expertise give us unparalleled capabilities to meet needs for food, beverages, health and wellness, and more. From the seed of the idea to the outcome of the solution, we enrich the quality of life the world over. Learn more at www.adm.com.

Req/Job ID

108322BR

Credit Analyst